In the context of land being "stormy" in the current market, investing in this field is considered the most practical investment option. However, how to invest in land when you don't have much capital? Rever will "tell" you the secret to investing right in this article.

Suburban Investment

While the land fund in the central city area is increasingly depleted and land prices are sky-high, suburban land is the new destination for you. The advantages of suburban land are large land funds, affordable prices, low construction loss, and few restrictions on ownership, construction, and investment. With suburban land, you can completely own a large piece of land for only a few hundred million VND and enjoy profits from transferring when the price is good or renting... However, when investing in suburban land, investors should have a long-term vision to anticipate social amenities and infrastructure in the future. However, investors should also carefully consider the price issue, be cautious with "land brokers" and only invest in land with complete legal documents.

Bank loan

If you do not have enough capital to invest, never wait until you have enough money to start buying land, you may miss many regrettable opportunities. Instead, find reputable banks to turn around capital. However, note that you should only borrow from the bank less than 50% of the total investment capital and the monthly payment should not exceed 50% of the family's total monthly income.

If you use bank capital to invest, you must be really sensitive and flexible in buying and selling activities, knowing when to sell to avoid burying capital and having to pay long-term bank interest.

Anticipate social infrastructure and transportation planning

When you do not have enough money to buy land in crowded areas, you can look for more deserted suburban areas, but the land must be well-planned with complete infrastructure, diverse regional utilities that can meet all the needs in daily life for future residents. Choosing to buy land to anticipate the potential of residential areas, urban areas, and future arterial roads is a smart choice for investors with little capital.

However, when buying suburban land, you should carefully verify the information of the project you intend to buy and compare it with the official planning map of the locality to avoid being deceived by the advertisements of investors or "land brokers".

Capital contribution

“Buy with association, sell with group”, if you do not have enough financial capacity, invite friends and relatives to invest together. Investing in groups also helps you resonate with real estate knowledge, limiting many risks. However, pay close attention to the documents dividing shares and capital contribution ratios between group members to prevent legal disputes. Buyers and renters will be wary of land with unclear ownership documents or disputes that have occurred.

If you are interested in the land segment, want to invest safely and ensure profits, please contact Rever's experts for specific advice